Patience is a Virtue: Getting a bankruptcy equity home loan

Patience is a virtue; you simply need it if you want to build a good credit score. One of the things on your credit report that determines your score is the length of your credit history, especially the length of your good payment history. This you cannot change. What you can do, however, is pay your bills on time, keep your balances below the specified numbers, and wait patiently. It only takes a couple of years to build credit from scratch; it only takes a couple of years to recover from bankruptcy. If you pay your bills well, time is your most valuable ally. After a couple years, you will find it very easy to get a bankruptcy equity home loan.